SettleUp

Ambagan, made easy.

Split trips with the barkada. No sign-up, no app store.

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Barkada Trip to La Union
5 barkada · 5 expenses · total ₱17,960.00
Demo
₱17,960.00
group total
5 expenses · last one Oct 12
Expenses
Tricycles around townOct 12 · split 5 ways ₱900.00Kat paid · share ₱180.00
Gas & tollsOct 12 · split 5 ways ₱2,600.00Migs paid · share ₱520.00
Breakfast & coffee runOct 11 · split 5 ways ₱960.00Paolo paid · share ₱192.00
Dinner, Flotsam & JetsamOct 11 · split 5 ways ₱3,500.00Bea paid · share ₱700.00
Airbnb cabaña, 2 nightsOct 10 · split 5 ways ₱10,000.00Jay paid · share ₱2,000.00
Balances
JC Jay Paid ₱10,000.00 · shares ₱3,592.00 +₱6,408.00 gets back
BV Bea Paid ₱3,500.00 · shares ₱3,592.00 −₱92.00 owes
MA Migs Paid ₱2,600.00 · shares ₱3,592.00 −₱992.00 owes
PQ Paolo Paid ₱960.00 · shares ₱3,592.00 −₱2,632.00 owes
KT Kat Paid ₱900.00 · shares ₱3,592.00 −₱2,692.00 owes
Settle up
Barkada Trip to La Union · ₱17,960.00
₱6,408.00 all in
MA JC Migs pays Jay Squares Migs's −₱992.00 ₱992.00 to pay
BV JC Bea pays Jay Squares Bea's −₱92.00 ₱92.00 to pay
PQ JC Paolo pays Jay Squares Paolo's −₱2,632.00 ₱2,632.00 to pay
KT JC Kat pays Jay Squares Kat's −₱2,692.00 ₱2,692.00 to pay
5 people, at most 4 payments. ₱0.00 settled

One link for the whole barkada.

Start a group, then share the link or the QR code. Everyone who opens it lands straight in the ledger with no account to create.

Jay, Migs, Bea, Paolo, and Kat in one link

Log who paid. We do the math.

Add each expense and who was there. Five trip expenses add up to ₱17,960.00, split 5 ways at ₱3,592.00 per person.

₱17,960.00 total · ₱3,592.00 share each

Settle up in the fewest payments.

Instead of everyone paying everyone back after every meal, SettleUp nets out the entire trip into the smallest set of transfers.

5 people, at most 4 payments.

Copy a reminder.

One tap copies a friendly third-person summary with exact peso amounts, ready to paste into Messenger or Viber.

Copied ✓ · Paste in Messenger or Viber
Barkada Trip to La Union
Barkada joining via link
Members in group
JCJay MAMigs BVBea PQPaolo KTKat

Your group is ready

Everyone who opens this link lands in this group.

Friends nearby can scan this.

Copy link
Barkada Trip to La Union
5 barkada · split 5 ways
Demo
₱17,960.00
group total
₱3,592.00 share each
Expenses (split 5 ways)
Airbnb cabaña, 2 nightsOct 10 · split 5 ways ₱10,000.00Jay paid · share ₱2,000.00
Dinner, Flotsam & JetsamOct 11 · split 5 ways ₱3,500.00Bea paid · share ₱700.00
Breakfast & coffee runOct 11 · split 5 ways ₱960.00Paolo paid · share ₱192.00
Gas & tollsOct 12 · split 5 ways ₱2,600.00Migs paid · share ₱520.00
Tricycles around townOct 12 · split 5 ways ₱900.00Kat paid · share ₱180.00
Updated balances
JC Jay Paid ₱10,000.00 · shares ₱3,592.00 +₱6,408.00 gets back
BV Bea Paid ₱3,500.00 · shares ₱3,592.00 −₱92.00 owes
MA Migs Paid ₱2,600.00 · shares ₱3,592.00 −₱992.00 owes
PQ Paolo Paid ₱960.00 · shares ₱3,592.00 −₱2,632.00 owes
KT Kat Paid ₱900.00 · shares ₱3,592.00 −₱2,692.00 owes
Settle up
Barkada Trip to La Union
₱6,408.00 all in
MA JC Migs pays Jay Squares Migs's −₱992.00 ₱992.00 to pay
BV JC Bea pays Jay Squares Bea's −₱92.00 ₱92.00 to pay
PQ JC Paolo pays Jay Squares Paolo's −₱2,632.00 ₱2,632.00 to pay
KT JC Kat pays Jay Squares Kat's −₱2,692.00 ₱2,692.00 to pay
5 people, at most 4 payments. ₱0.00 settled
Copy reminder text
Messenger / Viber Copied ✓
Hi Migs! You owe Jay ₱992.00 for Barkada Trip to La Union (via SettleUp)
Third-person reminder Ready to send

One link for the whole barkada.

Start a group, then share the link or the QR code. Jay, Migs, Bea, Paolo, and Kat join right from the link.

Barkada Trip to La Union
JCJay MAMigs BVBea PQPaolo KTKat

https://settleup-7a7.pages.dev/g/la-union-trip

Log who paid. We do the math.

Five expenses total ₱17,960.00 (₱3,592.00 share each): Jay paid ₱10,000.00, Bea paid ₱3,500.00, Paolo paid ₱960.00, Migs paid ₱2,600.00, Kat paid ₱900.00.

₱17,960.00
group total
₱3,592.00 share each
JCJayPaid ₱10,000.00 · shares ₱3,592.00+₱6,408.00gets back
BVBeaPaid ₱3,500.00 · shares ₱3,592.00−₱92.00owes
MAMigsPaid ₱2,600.00 · shares ₱3,592.00−₱992.00owes
PQPaoloPaid ₱960.00 · shares ₱3,592.00−₱2,632.00owes
KTKatPaid ₱900.00 · shares ₱3,592.00−₱2,692.00owes

Settle up in the fewest payments & copy a reminder.

5 people, at most 4 payments. Copy a third-person reminder to paste straight into Messenger or Viber.

Migs pays Jay₱992.00to pay
Bea pays Jay₱92.00to pay
Paolo pays Jay₱2,632.00to pay
Kat pays Jay₱2,692.00to pay
5 people, at most 4 payments. ₱0.00 settled
Hi Migs! You owe Jay ₱992.00 for Barkada Trip to La Union (via SettleUp)

Why it's simple

Built for real barkada trips, weekly courts, and condo groceries.

No accounts.

A group is just a link.

Scan to join.

Friends nearby scan the group's QR code.

Split evenly.

Pick who was there; amounts are exact to the centavo.

Copy a reminder.

One tap, paste in Messenger or Viber.

Private by link.

Groups have unguessable links and no public list.

Ready for the next trip?

Start a group in seconds and share the link in your group chat.

Try it now Download for Android
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